QTQuebecTaux
Insurance · Life

Life insurance is an amount and a length — the rest follows.

Term or permanent, the choice depends on what you protect: a mortgage that eventually ends, or an estate that stays.

What this page covers

  • Term 10, 20, 30 years: the premium rises at renewal, not during the term.
  • Lender's mortgage insurance versus a personal policy: who receives the payout.
  • Health declaration and the policy's contestability period.

For information only — not an approval, and not a rate offer. Figures and rates will follow once rate capture is in place.